ROLE PURPOSE & OBJECTIVE:
Build business planning, budgeting and profitability management framework for the MSME business by anchoring annual operating plans, monthly outlooks, revenue tracking, cost controls and performance governance.
Own P&L; visibility across products, segments, regions and channels, ensuring timely identification of revenue opportunities, margin movements, cost pressures, credit-cost trends and profitability improvement levers.
Partner with Business, Finance, Risk, Credit, Operations, Analytics and Product teams to translate plans into actionable targets, dashboards, performance reviews and corrective interventions.
Support leadership decision-making through sharp financial analysis, scenario modelling, variance analysis, productivity tracking and structured business review notes.
Own branch-level and regional-level profitability monitoring by tracking revenue, costs, credit costs, contribution margins and risk-adjusted returns; identify profitability improvement opportunities,



support performance governance and drive actionable interventions to enhance business performance.
Own MSME business planning, budgeting, forecasting and P&L; tracking cadence in partnership with Finance and Business teams.
Track revenue, NII, fee income, opex, cost of funds, credit cost, profitability and contribution margin against agreed targets.
Develop product-wise, region-wise, channel-wise and segment-wise profitability views for business reviews and strategic decisions.
Monitor disbursement, AUM, yield, spread, approval rate, TAT, conversion, productivity, portfolio quality and collection-related financial impact.
Build financial models for recent products, pricing changes, channel expansion, campaigns, pilots and policy changes.
Support management reviews with concise dashboards, commentary, insights and action trackers.
Work with business, regional and product teams to translate financial plans into executable targets and performance scorecards.
Support leadership d

📌 Manager Business Planning (Bengaluru)
🏢 Ujjivan Small Finance Bank
📍 Bengaluru