To identify and develop business opportunities through consultative engagement,
market assessment and customer suitability evaluation. The role involves
recommending banking solutions, assessing commercial opportunities, evaluating
customer viability and contributing to decisions that support portfolio growth,
profitability and business development objectives.

RESPONSIBILITIES

* Drive acquisition of LAP business through Branch Banking channels and open
market sourcing.
* Identify, develop, and convert business opportunities through relationship
management and customer engagement.
* Assess customer requirements, financial viability, and suitability for LAP
products.
* Liaise with Credit, Underwriting, Operations, and other stakeholders to
ensure smooth end-to-end processing from sourcing to disbursement.
* Ensure timely turnaround and superior customer service throughout the loan
lifecycle.
* Achieve assigned business,



disbursement, revenue, and portfolio growth
targets.
* Drive cross-sell of Liability, Insurance, and other Bank products to enhance
customer relationships and profitability.
* Build and maintain robust relationships with branch teams and sourcing
channels to generate quality leads.
* Monitor portfolio quality and ensure compliance with the Bank's credit and
operational guidelines.
* Analyse customer financials, including Balance Sheet and Profit & Loss
statements, to support business sourcing and customer evaluation.
* Support business development initiatives and market penetration activities
within the assigned geography.

QUALIFICATIONS

Experience: 2 to 7 years.

Qualifications:
Graduation (Any Specialization)

📌 Sales Manager (Ernakulam)
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