A seasoned technology audit leader with deep payments/core banking domain knowledge, strong regulatory awareness, proven people management skills, and the ability to influence at the most senior levels (Board, C-suite, Regulators). 1. Experience & Seniority 18 years of senior-level qualified experience. Deep expertise in payments and core banking technology controls , risk management , and assurance . Proven experience in large financial institutions (preferred). 2. Technical Expertise (Must-Have Knowledge) Payments & Core Banking Technologies : Payments processing & orchestration Core banking systems Real-time payment systems SWIFT infrastructure & financial messaging API & integration services Middleware, ESB, and messaging infrastructure Open Banking & API ecosystems Cloud-based payment services Digital workflow systems supporting core banking/payments Data Analytics : Proficiency in Python and SQL for audit testing and automation. Risk & Control Frameworks : Technology risk management Control design and effectiveness assessment Regulatory expectations (MAS, PRA, FCA) 3. Leadership & Stakeholder Management Proven ability to lead and manage Senior Audit Managers and teams. Experience engaging with: CIO, CTO, and payments/core banking leaders Board Audit Committees Regulators and external reviewers Ability to act as a trusted advisor and provide independent, forward-looking assurance. 4.



Audit & Assurance Skills End-to-end audit delivery (planning, execution, reporting). Robust understanding of IIA standards and internal audit methodology . Experience in Board and Audit Committee reporting . Ability to identify emerging risks (e.g., cloud adoption, instant payments, open banking). 5. Soft Skills & Behaviours Excellent written and verbal communication – can explain complex risks to non-technical stakeholders. Confident and courageous – able to raise concerns professionally. Proactive, self-directed , and able to work with minimal supervision. Strong collaboration skills in a global team environment. 6. Education & Certifications Degree in Computer Science, Information Systems, Computer Engineering, or related field. Preferred certifications : CISA, CISM, CISSP, CRISC, CCSP (desirable) Accredited Payments Risk Skilled or expertise in SWIFT, ISO 20022, real-time payments, or card processing. 7. Regulatory & Conduct Expectations Deep understanding of MAS, PRA, FCA regulatory requirements. Commitment to high ethical standards , Group Values , and Code of Conduct . 8. Budget & Resource Management Experience managing audit delivery within allocated budgets . Drive cost optimisation and productivity improvements . Leverage automation and data analytics to improve efficiency.

📌 Audit Director - Payments Core Banking (Karnataka)
🏢 Investment Banking
📍 Karnataka