Are you passionate about solving roadblocks & challenges faced by MSMEs in India?
MSMEs contribute significantly to India’s total GDP. 90% of India’s ~$1 Trillion Retail Market is controlled by MSMEs. Which means ~$900B worth of commerce flows through these ~60M MSMEs in the form of shops/kiosks/homes, scattered all over the country.
We at Khatabook, have built a product that saves time of MSMEs by managing their credit, and creating transparency in cash flow, henceforth increasing trust with their consumers and that
paved the path for us to become India’s fastest-growing fintech company.

Why work with us
People are our biggest asset At Khatabook, every one of us is a dynamic superstar. We have carefully bred an ecosystem which hires nothing but incredibly and exceptionally talented people who can dream, collaborate, experiment, and break new ground. We’re a solid team that looks out for each other.
Your role:
We are seeking a highly skilled and innovative Data Scientist II to strengthen our credit risk modeling team. You will play a pivotal role in developing, monitoring,



and advancing our suite of credit and collections risk models, with a particular focus on harnessing the power of SMS and other alternative datasets. If you are passionate about machine
learning, deep learning, and applying large language models (LLMs) to real-world financial challenges, we want to connect with you
What would you do at Khatabook:
● Design, develop, and deploy end-to-end data science solutions that address complex business problems across lending, insurance, investments, and payments.
● Collaborate with cross-functional teams including product, engineering, and business to identify opportunities for data-driven impact.
● Continuously explore and implement state-of-the-art techniques in machine learning, deep learning, NLP and Generative AI.
● Drive experimentation and rapid prototyping to validate hypotheses and scale successful models to production.
● Monitor, evaluate, and refi

📌 Data Scientist (Bengaluru)
🏢 Khatabook
📍 Bengaluru