Product Owner – Payments (India)

Product Owner – Payments (India)

09 Sep
|
Clifyx
|
India

09 Sep

Clifyx

India

Key Responsibilities

• Own the product roadmap for payment switching and Base24 EPS related enhancements.

• Translate business goals, customer needs, and scheme mandates into clear and actionable product requirements and user stories.

• Collaborate with development teams to design features across Base24 EPS modules, ATM/POS acquiring flows, and host interfaces.

• Define and maintain the Product Backlog, ensuring effective prioritization based on business value and dependencies.

• Work closely with engineering teams during sprint planning, backlog grooming, and daily stand-ups to ensure alignment.

• Drive end to end feature delivery, from requirement definition to deployment and post production validation.

• Collaborate with QA teams to support testing strategies, functional validation, and scheme certification scenarios.

• Analyze production issues and partner with support teams to determine product level impacts and future improvements.

• Ensure all releases comply with card scheme mandates (Visa, Client, Pulse) and regulatory guidelines.

• Present product updates,



roadmap progress, and business impacts to senior stakeholders.

• Maintain detailed documentation of product features, flows, and release notes.

Mandatory Skills

• Robust experience in payment systems, especially card issuing/acquiring, ATM/POS flows, and transaction switching.

• Good understanding of Base24 EPS, ISO 8583 message structures, and EMV transaction processing.

• Ability to interpret technical logs, transaction traces, and high level system designs.

• Hands on experience writing user stories, acceptance criteria, and managing agile product artifacts.

• Experience collaborating with cross functional teams: engineering, QA, operations, and scheme compliance.

• Familiarity with Client NonStop (Tandem) environments and concepts used in payment switching.

• Strong analytical, communication, and stakeholder management skills.

• Proficiency with tools such as JIRA, Confluence, and

📌 Product Owner – Payments (India)
🏢 Clifyx
📍 India

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