Company Name: VARITE India Private Limited

About The Client:

Visionet is a premier digital technology solutions company built on the premise of disruptive innovation. For over 27 years, our innovation-centric and engineering-first approach has unlocked digital-driven success to over 350+ global enterprises across Client, Retail, Banking & Financial Services, Food & Beverage, Manufacturing & Distribution, and Life Sciences industries. Our strategic technological alliances with Microsoft, Google, Salesforce, Adobe and AWS, as well as accolades like Microsoft Partner of the Year 2021 and EY Entrepreneur of the Year 2021, are a testament to our expertise in delivering seamless digital transition. With a talent pool of more than 9,500 passionate engineers and digital consultants across 14 distinct locations around the world, we engineer agility and provide innovation-driven value to our clients.

About The Job:
- We are looking for experienced US QM Loan Underwriters to join our team supporting U.S.-based lenders.




- This role involves end-to-end review and decisioning of residential mortgage loan files in alignment with Qualified Mortgage (QM) standards, Client/Freddie Mac, Agencies (FHA, VA, USDA) guidelines, and client-specific overlays.
- The underwriter will work closely with U.S.-based stakeholders to deliver timely and accurate underwriting decisions from our offshore location.
- Shift Timing: U.S. time zone coverage

Essential Job Functions:
- Review and assess borrower documentation including income, assets, credit reports, and appraisals to determine loan eligibility under QM and agency guidelines.
- Use AUS tools (DU/LPA) to evaluate loan risk and validate findings.
- Document and justify underwriting decisions clearly within the client’s Loan Origination System (LOS).
- Apply and interpret Client/Freddie Mac/Agency (FHA, VA, USDA) guidelines, lender overlays, and ATR/QM rules.
- Ensure high standards of accuracy, compliance, and timely turnaround per defined

📌 US QM Loan Underwriters (Bengaluru)
🏢 VARITE
📍 Bengaluru