Collaterals (Legal)
Location: Bangalore
About the Team
The Credit Strategy team at Navi is responsible for developing and optimizing underwriting strategies across our key lending products. The team owns and drives key underwriting metrics, asset quality indicators and portfolio monitoring while ensuring that credit decisions align with business objectives and risk tolerance of the Company. This team focuses on continually enhancing underwriting quality and portfolio health to support sustainable growth.
About the Role
You will be responsible for supporting Navi's Home Loans business by driving legal operations within the collateral risk function. The role involves reviewing property-related legal documentation, assessing title and ownership risks, coordinating with external legal partners, identifying legal red flags, and ensuring that collateral approvals comply with internal policies and regulatory requirements. This role requires solid legal acumen, attention to detail, and the ability to work with multiple stakeholders to enable accurate, timely, and risk-aligned lending decisions.




What We Expect From You
● Review and validate collateral legal reports, title documents, encumbrance records, and collateral-related documentation.
● Identify, assess, and escalate legal risks, title defects, ownership concerns, litigation risks, and compliance gaps.
● Coordinate with external legal counsels, panel advocates, and internal stakeholders to ensure timely legal clearances.
● Maintain legal risk databases, audit trails, and management reporting related to collateral approvals.
● Support fraud detection and risk mitigation initiatives through robust legal due diligence and exception monitoring.
● Collaborate with product, operations, and technology teams to improve legal review workflows and process efficiency.
● Monitor regulatory and market developments impacting property lending and collateral risk management
Must Haves
● LL.B. (Bachelor of Laws) is mandatory
● Previou

📌 Senior Associate II (Bengaluru)
🏢 Navi
📍 Bengaluru