Are you passionate about solving roadblocks & challenges faced by MSMEs in India?
MSMEs contribute significantly to India’s total GDP. 90% of India’s ~$1 Trillion Retail Market is controlled by MSMEs. Which means ~$900B worth of commerce flows through these ~60M MSMEs in the form of shops/kiosks/homes, scattered all over the country.
We at Khatabook, have built a product that saves time of MSMEs by managing their credit, and creating transparency in cash flow, henceforth increasing trust with their consumers and that paved the path for us to become India’s fastest-growing fintech company.

Why work with us
People are our biggest asset At Khatabook, every one of us is a energetic superstar. We have carefully bred an ecosystem which hires nothing but incredibly and exceptionally talented people who can dream, collaborate, experiment, and break new ground. We’re a strong team that looks out for each other.
Your role:
The role will focus on building a comprehensive risk and compliance framework across:
1. Merchant Risk & Onboarding
Build robust merchant onboarding, KYB/KYC,



due diligence, risk categorisation, prohibited-category, and ongoing monitoring frameworks.
2. Transaction & Fraud Risk
Build systems and controls to identify, prevent, and manage fraudulent, suspicious, or abnormal payment activity across the merchant ecosystem.
3. Transaction Controls & Monitoring
Design and continuously optimize transaction-level controls including rate limiting, transaction limits, velocity thresholds, behavioural rules, risk-based limits, alerts, and real-time/near-real-time monitoring.
4. Regulatory Compliance
Ensure compliance with RBI, PMLA/AML, KYC, FIU, payment-network, and other applicable regulatory requirements.
5. Technology & Analytics
Leverage data, AI/ML, transaction monitoring, automated controls, and risk engines to proactively identify and manage risks.
6. Business Enablement
Partner with Business, Product and Technology teams to build commercially viable products a

📌 Senior Manager (Bengaluru)
🏢 Khatabook
📍 Bengaluru