- What We Expect From You
- Manage the Company's Liquidity Risk and ALM framework, including liquidity monitoring, stress testing, funding concentration assessment, contingency funding planning, and management reporting.
- Lead Capital Risk Management activities, including ICAAP, capital planning, capital adequacy assessment, risk quantification, and stress testing.
- Manage the Risk Appetite Framework (RAF), including monitoring of risk metrics, limits, early warning indicators, breach tracking, and governance reporting.
- Oversee lender covenant monitoring and funding-related risk management, including covenant compliance tracking, covenant headroom analysis, and stakeholder coordination.
- Manage Interest Rate Risk assessments, including sensitivity analysis, stress testing, and monitoring of interest rate exposures.
- Perform enterprise-level Credit Risk assessments, portfolio analytics, concentration risk monitoring, and thematic risk reviews from a second-line risk perspective.
- Support AML and Financial Crime Risk assessments, monitoring, governance, and reporting.




- Develop risk analytics, dashboards, management information systems (MIS), and Board/Committee reporting.
- Support interactions with regulators, auditors, rating agencies, and lenders on risk management matters.
- Drive continuous enhancement of risk frameworks, methodologies, policies, and risk reporting capabilities.

Must Haves
- CA / MBA (Finance) / FRM / CFA or equivalent qualification.
- 4–7 years of experience in Enterprise Risk Management, Financial Risk, ALM, ICAAP, Treasury Risk, Credit Risk Analytics, or Risk Consulting within Banks, NBFCs, or Financial Institutions.
- Solid understanding of Liquidity Risk, Capital Adequacy, ICAAP, Risk Appetite Frameworks, ALM, Stress Testing, and Financial Risk Management.
- Experience in preparing senior management, Board, regulatory, or rating agency presentations.
- Strong analytical and problem-solving skills with proficiency in Excel; experien

📌 Enterprise Risk Management (Bengaluru)
🏢 Navi
📍 Bengaluru