Key highlights of the role are listed below (purely indicative and not limiting):

This position is responsible for managing the day to day functioning of the department.

- Design and Implement Technology solutions for Credit Cards business with support from internal technology teams and application vendors.
- Ensure that the solutions deployed are robust, scalable and there are no major functional/performance issues post the implementation.
- Act as a key interface between users, IT and partner development teams and is responsible and accountable for all functional requirement related decisions.
- Act as a functional expert to the business teams to ensure the requirements are fulfilled with minimal changes to systems and existing system capabilities are fully exploited.
- Help Product and Marketing Groups to convert the Idea to a Solution for Business products.
- Owns & manages Business Analysis/development, Requirement gathering (BRD), FSD, UD, Costing, and Project Management.
- Drives Functional understating, Changes and System Implementation, UAT testing & signoff, Team handling.
- Prioritizing and escalating issues when needed and keeping stakeholders informed of progress.
- Develop and maintain implementation best practices, documentation procedures and standards.

Roles & Responsibilities

Job specific skills Applicants should possess the following attributes:

- Strong Knowledge of commonly used Credit Cards platforms like Vision Plus, Prime etc.
- Excellent understanding of Credit Card eco-system and system architecture.
- Experience on designing a solution for digital onboarding and underwriting.
- Working experience on AI platform.




- Prior experience of implementing/migrating /supporting Credit Cards systems for any Indian bank is a must.
- Should have working knowledge of technology frameworks like API management, File transfers, Change control, Application management etc.
- Should have understanding of security protocols used in Credit Cards related systems like PCI DSS standards etc.
- Experience in defect management/troubleshooting for Credit Cards applications would be an advantage.
- Excellent communication and negotiating skills.
- Good leadership skills, should be able to lead a team of 5 to 10 members.
- Good interpersonal skills and candidate should work closely with all internal and external stakeholders with a solution-oriented approach.
- Should be result oriented and must think of all aspects like business, customer, reputation, regulatory impact etc. while designing solutions Proven ability to identify, solve and prevent regulatory issues.
- Positive Project Management skills.
- Good in preparing and reviewing technical documentation like BRDs, FSD, and Architecture diagrams etc.
- Good Business Analysis and Consulting Skills.
- Good in requirements gathering and understanding both stated and assumed business requirements.
- Prioritise and manage work load effectively, recognising the quick turn-around requirements.
- Work independently with minimal supervision and take responsibility

BOBCARD Limited is a wholly owned subsidiary of Bank of Baroda and a Non-Deposit Accepting Non–Banking Finance Company (NBFC). BOBCARD was established in the year 1994 to cater to the need of rapidly growing credit card industry in a focused manner. BOBCARD is one among the pioneers in Indian card market and was the first nonbanking company in India to issue credit cards.

The Company’s core business is credit card issuance.

📌 VP - IT (Mumbai)
🏢 Bobcard
📍 Mumbai