Company Name: VARITE India Private Limited

About The Client

We are a digital transformation company. We make digital humanTM by combining human-centered design with real-time Analytics, AI, Cognitive Technology & Automation to create exceptionally engineered Brand Experiences! Sutherland is an experience-led digital transformation company.

Our mission is to deliver exceptionally engineered experiences for customers and employees today, that continue to delight tomorrow. For over 35 years, we have cared for our customers’ customers, delivering measurable results and accelerating growth. Our proprietary, AI-based products and platforms are built using robust IP and automation.

We are a team of global professionals, operationally effective, culturally meshed, and committed to our clients and to one another. We call it One Sutherland. #MakeDigitalHuman

About The Job:

- US Mortgage Underwriter is responsible for evaluating and underwriting residential mortgage loan applications, including Conventional, Non-QM, and DSCR products.

Essential Job Functions:

- Review and underwrite Conventional, Non-QM, and DSCR mortgage loans.

- Analyze borrower income, assets, credit, employment, and collateral.

- Evaluate bank statements, asset depletion, 1099 income, ITIN, and P&L-only; programs.

- Ensure compliance with investors and regulatory guidelines.

- Issue approvals, conditions, suspensions, or denials.

- Review and explicit underwriting conditions.

- Collaborate with loan officers, processors, brokers, and internal teams.

- Maintain accurate underwriting records.

- Stay updated on mortgage products and regulations.

Qualifications

- 2–5 years of US mortgage underwriting experience.

- Strong knowledge of Client, Freddie Mac, Non-QM, and DSCR guidelines.

- Experience with income analysis,



risk assessment, and compliance requirements.

- Proficiency with LOS systems and DU/LP.

- Strong analytical and communication skills.

- Exposure to Encompass, Calyx Path, or similar LOS.

Additional Hiring

Notes

- UG is mandatory.

- Immediate joiners preferred.

- US Rotational Night Shifts.

- Work From Office.

How to Apply: Interested candidates are encouraged to respond/submit their updated resumes, and for additional job opportunities, please visit Jobs In India – VARITE.

Unlock Rewards: Refer Candidates and Earn.

If you're not available or interested in this opportunity, please pass this along to anyone in your network who might be a good fit and interested in our open positions. VARITE offers a Candidate Referral program, where you'll receive a one-time referral bonus based on the following scale if the referred candidate completes a three-month assignment with VARITE.

Experience Level Bonus Referral:

0-2 years

INR 5,000

2-6 years

INR 7,500

6+ years

INR 10,000

About VARITE: VARITE is a global staffing and IT consulting company providing technical consulting and team augmentation services to Fortune 500 Companies in USA, UK, CANADA and INDIA. VARITE is currently a primary and direct vendor to the leading corporations in the verticals of Networking, Cloud Infrastructure, Hardware and Software, Digital Marketing and Media Solutions, Clinical Diagnostics, Utilities, Gaming and Entertainment, and Financial Services.

Equal Opportunity Employer:

VARITE is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, marital status, veteran status, or disability status.

📌 US Mortgage Underwriting (Kochi)
🏢 VARITE
📍 Kochi