As an Underwriter, Life & Health, you will be responsible for underwriting and claims, client servicing, support of marketing research, claims & audit, training for SCOR SE India Branch.

- Contributing to all aspects of risk management (underwriting and claim) work within SCOR to ensure that the India team meets its goal.
- Assist in managing day-to-day underwriting and claims case volumes while delivering high-quality service to clients and supporting training initiatives and client audit activities, as required.

Key duties and responsibilities Main Scope

- To implement SCOR’s underwriting policy and principles and ensure that risks are assumed on a sound and profitable basis.
- Ensure underwriting and claims assessments are conducted in accordance with SCOR Global Life underwriting and claims guidelines
- Underwriting proposals within defined authority and TAT
- Processing of claims within defined authority and TAT
- Refer cases beyond authority limits to Senior Underwriters or the Head of Underwriting & Claims for review and decision.

- Assist in maintaining underwriting and claims records, reports, and management information systems (MIS).
- Support underwriting and claims audits conducted by senior team members and assist in implementing audit recommendations.
- Assist senior team members and Head of Underwriting & Claims for analyzing client’s training requirements in underwriting and claims.

- Support the preparation of underwriting and claims analysis, presentations, and client-related reports.




- Monitor regulatory developments and industry trends and escalate relevant updates to senior team members.
- Collaborate with internal stakeholders to ensure efficient underwriting and claims operations while maintaining service standards and quality.

Relationship

- Co-ordinate with the claims and the underwriting department of the client to ensure efficient underwriting and claims operations
- Collaborate with internal stakeholders to ensure efficient underwriting and claims operations while maintaining service standards and quality

Required experience & competencies

- Minimum 7 years of relevant working experience in insurance/reinsurance fields, in the areas of medical underwriting and claims.

- Experience in Health &/or Life Insurance (Underwriting & Claims)
- Degree in Science, Pharmaceutical science, MBBS, BAMS or BHMS
- ACII, LOMA, CLU and other relevant professional qualifications

- Awareness of the Indian insurance market and regulatory environment, with a willingness to develop deeper market and client knowledge.
- Self-motivated, proactive, and eager to learn and develop technical expertise in underwriting and claims.
- Ability to prepare and present information effectively within team and internal forums.

- Experience of using Microsoft Outlook, EXCEL, ACCESS, POWERPOINT and PRESENTATIONS
- Valuable analytical and problem-solving skills.
- Ability to adapt to changing business requirements and work effectively within defined timelines.

- Strong team player.
- Willingness to travel as required

📌 Underwriter, L&H India (Mumbai)
🏢 SCOR
📍 Mumbai