Role & Responsibilities The person will be responsible for mentioned specific skills:

- Underwriting of loans/credit cards and ensuring good portfolios in assigned area byidentifying potential credit and operating risks.
- Ensure adherences to credit processes and policies.
- Good knowledge of credit bureau checks and KYC norms.
- Understanding of inherent credit, collateral, operational & fraud risk.
- Should have full knowledge of product and policy and constantly update themself with all relevant changes which can impact the customer repayment capacity and performance ability.
- Adhering to the company's policies and ensuring compliance of the same.
- Keep close watch on turnaround time and ensure speed with accuracy.
- Compliance & Risk responsibilities, awareness of post disbursal documentation (PDD) and Audit query resolution.




- Should be able to understand various business profiles of self-employed &non-professional.;

Applicants should possess the following attributes:

- Excellent attention to detail
- Good communication skills & command over English
- Computer skills viz MS Office
- Valuable Interpersonal skills
- Prior experience in credit risk profiles preferable
- Prior experience with Unsecured Lending is preferable

BOBCARD is a Non-Deposit Accepting Non–Banking Finance Company (NBFC). BOBCARD was established in the year 1994 to cater to the need of rapidly growing credit card industry in a focused manner. BOBCARD is one among the pioneers in Indian card market and was the first non-banking company in India to issue credit cards.

The company’s core business is credit card issuance.

📌 Sr. Officer/Officer - Underwriting (Mumbai)
🏢 BOBCARD
📍 Mumbai