Designation:
Location: India Jammu and Kashmir Jammu - Gourimal Complex

Organization: Financial Services
- Job Purpose:
- Regional Head - Gold Loans is responsible for driving strategy execution, growth, profitability, portfolio quality and operational governance across the assigned region. The role ensures achievement of AUM, disbursement, P&L;, branch expansion and compliance targets through leadership of teams.

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- 2) Dimensions:_Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job._

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- New Relationship
- (Max 254 Characters)
- Gold loans is a new business, and the incumbent is required to build new relationship with all stakeholders of enabling functions, and all regional stakeholders

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- Managing Existing Relationship
- (Max 254 Characters)
- The position holder will be managing large team - multiple area heads and oversee large distributed branch teams across the region

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- Structuring new Transactions
- (Max 254 Characters)




- The role holder will define the business plans for the region, manpower structure and productivity benchmarks aligned to national strategy.

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- Compliance of regulatory guidelines
- (Max 254 Characters)
- The incumbent will be responsible for compliance with all regulatory requirements.

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- Portfolio monitoring
- The incumbent will be responsible for monitoring portfolio and market updates.
- 3) Job Context & Major Challenges:
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- Organization Context

Aditya Birla Capital Limited ("NBFC") is registered with RBI as a Systematically Key Non-Deposit accepting Non-Banking Finance Company (NBFC). ABCL is one of the top private diversified NBFCs in India. As of 31-Sep’25, ABCL has a pan-India presence with a lending book of approx. Rs. 139,500 Crores.
- ABCL offers end-to-end lending solutions to a diverse set of customers - Retail, HNI, MSMEs, and Mid & Large Corporates through secured as well as unsecured loan products. The diverse rang

📌 Regional Head (Jammu)
🏢 Aditya Birla Group
📍 Jammu