Roles &

- Responsibilities:

- RBI Regulatory Reporting
- Own preparation, review, and submission of RBI returns, including but not limited to:

- NBS-1, NBS-2, NBS-7

- Statutory returns and ad-hoc RBI data requests

- CKYC / CRILC data validation (from finance perspective)

- Ensure data consistency across RBI returns, financials, and MIS.

- Track and implement changes in RBI guidelines impacting reporting.
- Act as primary SPOC for RBI inspections on reporting and data matters.
- Revenue Assurance &
- Income Integrity
- Ensure correct interest income recognition in line with:

- Loan terms

- Ind-AS / NBFC norms

- RBI income recognition guidelines

- Validate:

- Interest accruals

- Penal interest

- Processing fees and other charges

- Identify and plug revenue leakages due to system issues, incorrect configurations, or operational lapses.

- Reconciliations &
- Data Controls




- Oversee critical reconciliations impacting revenue:

- LMS vs GL

- Bank collections vs system postings

- Fee income and interest reversals

- Ensure maker-checker controls and exception tracking.

- Partner with accounting team for timely resolution of breaks (without owning book closure).
- System &
- Product Controls
- Work with tech/product teams to:
- Validate LMS configurations for interest, EMI schedules, and charges.
- Ensure correct treatment for restructures, pre-closures, moratoriums, NPAs.
- Participate in UAT for recent products or system changes impacting revenue or reporting.Role & responsibilities

Preferred candidate profile

📌 Senior Manager- RBI Reporting and Revenue Assurance (Delhi)
🏢 Excel HR Services
📍 Delhi