Company Description RATNAAFIN Capital is one of India’s fastest-growing Non-Banking Financial Companies (NBFCs), holding a CRISIL A+ rating and backed by the diversified Ratnamani Sanghvi family group with interests across engineering, pharmaceuticals, real estate, and finance. The organization focuses on empowering entrepreneurs and MSMEs by providing fast, transparent, and tailored financial solutions aligned with each business’s unique needs.

RATNAAFIN combines deep industry knowledge with speed of execution to unlock working capital, support expansion plans, and deliver the right capital at the right time. More than a lender, the company positions itself as a long-term growth partner, committed to listening, solving, and supporting clients as they scale. Business owners across India choose RATNAAFIN to grow with confidence and turn ambition into measurable outcomes.

Role Description This is a full-time Sales Manager role based in Vasai, offered in a hybrid mode that combines on-site work with some flexibility to work from home.

The Sales

Manager will be responsible for leading and managing sales activities, including identifying and acquiring new MSME clients, nurturing existing relationships, and promoting RATNAAFIN’s financial products and solutions. Day-to-day tasks include developing and executing sales strategies, conducting client meetings and presentations, analyzing customer needs, and recommending appropriate lending and financial solutions. The role also involves managing a sales pipeline,



monitoring performance against targets, preparing sales reports, and collaborating with credit, operations, and marketing teams to ensure seamless service delivery.

The Sales

Manager will be expected to uphold high standards of ethics, customer service, and regulatory compliance while driving business growth.

Qualifications

- Proven experience in sales or business development, preferably in NBFCs, banking, or financial services, with a strong track record of achieving revenue and growth targets.
- Strong client relationship management skills, including the ability to build trust with MSME business owners, understand their financial needs, and provide suitable solutions.
- Knowledge of lending products, working capital finance, SME/ MSME financing, and basic credit assessment concepts, with an understanding of market trends in the sector.
- Excellent communication, negotiation, and presentation skills, with the ability to influence stakeholders and collaborate effectively with internal teams.
- Ability to analyze sales data, prepare reports, and use CRM or sales management tools to track leads, opportunities, and performance metrics.
- Strong organizational and time-management skills, with the ability to prioritize tasks, manage multiple client engagements, and work effectively in a hybrid environment.
- Bachelor’s degree in Business, Finance, Commerce, or a related field; a master’s degree or relevant professional certifications in sales or finance are an advantage.

📌 Sales Manager (Thane)
🏢 Ratnaafin
📍 Thane