Job Purpose

Functional Role: Relationship Officer FPO

Q ualification: GraduationOR PG

Vertical: Agri Banking

Location: Multiple Locations

Department: Sales

Relevant Experience:

2-5years of FPO sales experience

Functional Competencies:

- Good Communication and Presentation Skills
- Good knowledge of Geography of Respective Job Location
- Basic understanding of financials

Behavioral Competencies:

- Customer Focus, Integrity
- Bias for Action and Urgency, Dramatic Growth
- Hard Work and Detail Orientation

Job Responsibilities:

Financial

- Should focus on the acquisition of FPO clients.
- Current client acquisition through direct marketing activities
- Execution of marketing activities for lead generation
- Should focus on Direct Sourcing and Branch banking for acquisition. Third party sourcing thru bank's authorized referrals should be minimum.
- Responsible for first level of due diligence and creditworthiness check of customers
- Respond to and follow up sales enquiries by telephone, and personal visits
- Conversion of prospect into a customer by constant customer engagement and execution of documents




- Customer awareness calling and personal visits for collections
- Achievement of assigned monthly disbursement targets at desired IRR .

Non-FinancialResponsibilities

- Co-ordination for clearance of pendency of files logged in system for smooth sanction and disbursement within defined TAT
- Regular monitoring of all accounts for early warning mechanism
- Relationship management with existing customer for retention and customer delight

Compliance Risk Responsibilities

- Authentication documents through Original Seen and Verified of KYC and Financial Documents
- Responsible for Early Delinquency and Nos Starter cases
- Prompt reporting of any adverse information on the client
- Good housekeeping that is timely resolution of PDD OTC

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

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