Roles & Responsibilities:

Flexibility to work during the US shift is essential.

Insurance Policy & Coverage Administration

- Support the administration of the organizations commercial insurance program, including Property, Commercial General Liability (CGL), Excess/Umbrella, Workers Compensation, Automobile Liability, Skilled Liability (E&O;), Crime/Fidelity, Cyber, Pollution Legal Liability, and Flood (NFIP and private market).
- Interpret policy forms, endorsements, exclusions, sublimits, deductibles, and self-insured retentions; identify coverage gaps, overlaps, or non-conforming terms.
- Coordinate with brokers and underwriters on renewals, endorsements, mid-term changes, and program restructuring.
- Maintain Statements of Values (SOVs), property schedules, occupancy data, construction updates, and valuation records; ensure timely policy updates upon acquisitions, dispositions, or material occupancy changes.
- Coordinate with operations teams to ensure insurance data accuracy across the portfolio.
- Maintain the organizations insurance program calendar, including renewal milestones, premium installments, audit cycles, and reporting deadlines.

ACORD Forms & Compliance Administration

- Review and validate ACORD industry-standard forms for accuracy, completeness, and regulatory compliance.
- Issue, track, and maintain comprehensive records of Certificates of Insurance (COIs) and insurance policy documentation.
- Establish and maintain organized, audit-ready insurance records with robust version control and retrieval protocols.
- Claims Management & Incident Management




- Coordinate first notice of loss reporting to carriers, brokers, and TPAs across property, liability, workers compensation, and auto lines.
- Track open claims, reserves, subrogation opportunities, and loss runs; maintain a centralized claims register.
- Support claims investigations through documentation gathering, witness coordination, and liaison with adjusters, defense counsel, and TPAs.
- Monitor litigation exposure and claims trends; provide periodic claims summaries and loss analytics to senior stakeholders.

Stakeholder Coordination & Risk Advisory

- Serve as a primary point of contact for brokers, carriers, TPAs, lender insurance consultants, and internal operations, legal, and finance teams.
- Support lender insurance reviews and respond to insurance consultant queries from lenders, agencies, and investors; confirm compliance with loan covenants, regulatory agreements, and investor side-letter insurance requirements.
- Monitor and ensure organizational compliance with applicable regulatory insurance requirements, contractual insurance provisions, and industry best practices.
- Support audits, due diligence requests,



and regulatory inquiries with timely and accurate insurance documentation.
- Provide insurance guidance and risk advisory support to operational and business teams on coverage triggers, claims reporting protocols, and program features.

Insurance Due Diligence for Acquisitions & Dispositions

- Support insurance due diligence for acquisitions, dispositions, refinance transactions, and portfolio transfers.
- Coordinate policy onboarding, property scheduling, and lender insurance compliance for newly acquired assets.

Qualification & Skills: Education & Credentials

- Bachelors degree in law (LL.B.): From an accredited institution - mandatory.
- Masters degree in law (LL.M.): With specialization in Insurance Law, Risk Management, or Commercial Law - preferred.

Professional Experience

- Minimum 35 years of post-qualification legal experience, with substantive exposure to insurance law, P&C; insurance program administration, claims coordination, or insurance-related litigation.
- Prior experience in an in-house legal or risk function, insurance company legal department, broker legal team, or law firm insurance practice is strongly preferred.
- Hands-on experience with commercial P&C; lines, preferably within real estate, property management, hospitality, construction, or similarly asset-intensive industry.
- Demonstrated experience working with US brokers, carriers, and TPAs; familiarity with US insurance market conventions and standard endorsements.
- Exposure to lender insurance compliance and investor reporting preferred.

📌 Legal Executive - Insurance (Pune)
🏢 Enhancor Services
📍 Pune