We are building an AWS cloud-native cash management platform and need a Lead Business Analyst – Payments with Treasury to shape transparent, testable requirements. You will partner with stakeholders, product owners, architects, developers, testers, and operations to define workflows, rules, data needs, integrations, and acceptance criteria across payments and treasury.

Responsibilities

- Elicit and assess business requirements for the cash management platform
- Document current-state and future-state business processes
- Specify requirements for cash movement, matching and allocation, reconciliation, accounting, rules processing, reporting, and audit
- Convert business needs into functional requirements, user stories, process flows, business rules, and acceptance criteria
- Define transaction states, processing sequences, decision points, exceptions, and manual interventions
- Explain business rules for matching, allocation, adjustment, reversal, cancellation, rejection, and reprocessing
- Set requirements for REST APIs, Kafka events, messages, managed files, and external-system integrations
- Create source-to-target data mappings and transformation rules documentation
- Identify required business identifiers, reference data, statuses, timestamps, and audit information
- Partner with stakeholders to identify authoritative data sources and system ownership
- Establish reconciliation rules, tolerances, exception categories, and resolution workflows
- Facilitate requirement workshops, control requirement changes, and support user acceptance testing, release readiness, and defect analysis

Requirements

- Extensive IT background with 10-14 years of overall experience




- Proven experience of 7+ years as a Business Analyst on complex software or enterprise-platform programs
- Demonstrated experience defining requirements for financial, transactional, or integration-heavy systems
- Strong capability in writing functional requirements, user stories, business rules, and acceptance criteria
- Expert ability to create process flows, data mappings, state models, and integration requirements
- Solid ability to analyze asynchronous and multi-system business processes
- Working understanding of REST APIs, events, messages, databases, and file-based integrations
- Hands-on experience supporting Agile software-development teams
- Ability to work directly with business stakeholders, architects, developers, testers, and operations teams
- Excellent analytical, facilitation, documentation, and communication skills
- Proven skill in identifying gaps, contradictions, and ambiguities in business requirements

Nice to have

- Domain experience in cash management, treasury, payments, reconciliation, accounting, billing, or banking platforms
- Knowledge of transaction lifecycle, settlement, allocation, posting, adjustment, and exception-management processes
- Experience defining financial reconciliation rules and operational controls
- Familiarity with Kafka, event-driven systems, JSON, XML, CSV, API specifications, and event schemas
- Ability to use SQL for data analysis and requirement validation
- Experience with data lineage, audit trails, and regulatory or control requirements in regulated financial-services environments
- Familiarity with Jira, Confluence, process modeling and API documentation tools

📌 Lead Business Analyst - Payments with Treasury (Chennai)
🏢 EPAM Systems
📍 Chennai