We are seeking a Lead Business Analyst – Payments with Treasury to define and document business and functional requirements for an AWS cloud-native cash management platform. In this role, you will collaborate with business stakeholders, operations, product owners, architects, developers, and testers to define cash-management workflows, business rules, data requirements, integrations, exceptions, and acceptance criteria.

Responsibilities

- Gather and analyze business requirements for the cash management platform
- Document current-state and target-state business processes
- Define requirements for cash movement, matching and allocation, reconciliation, accounting, rules processing, reporting, and audit
- Translate business needs into functional requirements, user stories, process flows, business rules, and acceptance criteria
- Define transaction states, processing sequences, decision points, exceptions, and manual interventions
- Clarify business rules for matching, allocation, adjustment, reversal, cancellation, rejection, and reprocessing
- Define requirements for REST APIs, Kafka events, messages, managed files, and external-system integrations
- Document source-to-target data mappings and transformation rules
- Define required business identifiers, reference data, statuses, timestamps, and audit information
- Work with stakeholders to identify authoritative data sources and system ownership
- Define reconciliation rules, tolerances, exception categories, and resolution workflows
- Facilitate requirement workshops, manage requirement changes, and support user acceptance testing, release readiness, and defect analysis

Requirements





- 10-14 years of overall experience in IT
- 7+ years of experience as a Business Analyst on complex software or enterprise-platform programs
- Experience defining requirements for financial, transactional, or integration-heavy systems
- Skills in writing functional requirements, user stories, business rules, and acceptance criteria
- Expertise in creating process flows, data mappings, state models, and integration requirements
- Capability to analyze asynchronous and multi-system business processes
- Understanding of REST APIs, events, messages, databases, and file-based integrations
- Experience supporting Agile software-development teams
- Capability to work directly with business stakeholders, architects, developers, testers, and operations teams
- Solid analytical, facilitation, documentation, and communication skills
- Capability to identify gaps, contradictions, and ambiguities in business requirements

Nice to have

- Background in cash management, treasury, payments, reconciliation, accounting, billing, or banking platforms
- Understanding of transaction lifecycle, settlement, allocation, posting, adjustment, and exception-management processes
- Experience defining financial reconciliation rules and operational controls
- Familiarity with Kafka, event-driven systems, JSON, XML, CSV, API specifications, and event schemas
- Skills in SQL for data analysis and requirement validation
- Experience with data lineage, audit trails, and regulatory or control requirements in regulated financial-services environments
- Familiarity with Jira, Confluence, process modeling and API documentation tools

📌 Lead Business Analyst - Payments with Treasury (Chennai)
🏢 EPAM Systems
📍 Chennai