We are looking for a

Lead Business Analyst - Payments with Treasury to define business and functional requirements for an AWS cloud-native cash management platform. You will work closely with business stakeholders, operations, product owners, architects, developers, and testers to detail workflows, rules, data requirements, integrations, exceptions, and acceptance criteria. Apply and help align delivery to business outcomes

Responsibilities

- Collect and analyze business requirements for the cash management platform

- Capture current-state and target-state business processes

- Define requirements covering cash movement, matching and allocation, reconciliation, accounting, rules processing, reporting, and audit

- Translate business needs into functional requirements, user stories, process flows, business rules, and acceptance criteria

- Detail transaction states, processing sequences, decision points, exceptions, and manual interventions

- Clarify business rules for matching, allocation, adjustment, reversal, cancellation, rejection, and reprocessing

- Define requirements for REST APIs, Kafka events, messages, managed files, and external-system integrations

- Document source-to-target data mappings and transformation rules

- Define business identifiers, reference data, statuses, timestamps, and audit information needed

- Coordinate with stakeholders to identify authoritative data sources and system ownership

- Define reconciliation rules, tolerances, exception categories, and resolution workflows

- Lead requirement workshops, manage requirement changes, and support user acceptance testing, release readiness, and defect analysis

Requirements





- Broad IT experience of 10-14 years

- 7+ years of Business Analyst experience on complex software or enterprise-platform programs

- Track record defining requirements for financial, transactional, or integration-heavy systems

- Proficiency in drafting functional requirements, user stories, business rules, and acceptance criteria

- Expertise producing process flows, data mappings, state models, and integration requirements

- Ability to evaluate asynchronous and multi-system business processes

- Understanding of REST APIs, events, messages, databases, and file-based integrations

- Experience working with Agile software-development teams

- Capability to collaborate directly with business stakeholders, architects, developers, testers, and operations teams

- Robust analytical, facilitation, documentation, and communication skills

- Ability to spot gaps, contradictions, and ambiguities in business requirements

Nice to have

- Background in cash management, treasury, payments, reconciliation, accounting, billing, or banking platforms

- Understanding of transaction lifecycle, settlement, allocation, posting, adjustment, and exception-management processes

- Experience defining financial reconciliation rules and operational controls

- Familiarity with Kafka, event-driven systems, JSON, XML, CSV, API specifications, and event schemas

- Skills in SQL for data analysis and requirement validation

- Experience with data lineage, audit trails, and regulatory or control requirements in regulated financial-services environments

- Familiarity with Jira, Confluence, process modeling and API documentation tools

📌 Lead Business Analyst - Payments (Chennai)
🏢 EPAM Systems
📍 Chennai