- Needs Analysis: Evaluate a client's income, assets, liabilities, and long-term goals to spot financial vulnerabilities and insurance gaps.
- Product Recommendation: Match clients with suitable proprietary or partnered insurance policies, such as life, disability, health, or long-term care coverage.
- Retirement & Wealth Planning: Design strategies utilizing insurance vehicles—like annuities or permanent life insurance—to build cash value and secure guaranteed retirement income.
- Sales & Lead Generation: Prospect new clients, network, and meet performance quotas by marketing the company's financial and insurance offerings.
- Policy Servicing & Claims Support: Guide policyholders through annual policy reviews, adjustments, renewals, and the claims filing process.
- Regulatory Compliance: Adhere to state, federal, and industry regulations regarding insurance sales and financial advisory practices.