Job Purpose:

The Finance Manager will be responsible for managing the complete Finance & Accounts function of the company, ensuring accurate financial reporting, strong financial controls, statutory compliance, taxation, cash-flow management, budgeting, audits, and timely management reporting. The role will work closely with senior management to provide financial insights, control costs, improve profitability, manage working capital, and support business decision-making.

Key Accountabilities:

Financial Accounting & Reporting

- Manage the complete day-to-day Finance & Accounts operations.
- Ensure accurate and timely accounting of all sales, purchases, expenses, receipts, payments, assets, liabilities and other financial transactions.
- Review General Ledger, Trial Balance, Profit & Loss Account and Balance Sheet.
- Lead monthly, quarterly and annual book closure.
- Ensure proper accounting provisions, accruals, prepaid expenses, depreciation and other year-end adjustments.
- Prepare and review monthly, quarterly and annual financial statements.
- Ensure compliance with applicable Indian Accounting Standards / Ind AS and accounting policies.
- Maintain accurate and audit-ready books of accounts.
- Review and reconcile bank, vendor, customer, inter-company and statutory balances.

Management Reporting & MIS

- Prepare and present monthly MIS reports to management.
- Prepare:

1. Profit & Loss Statement
2. Balance Sheet
3. Cash Flow Statement
4. Working Capital Report
5. Receivables & Payables Ageing
6. Budget vs. Actual Analysis
7. Sales & Gross Margin Analysis
8. Expense Analysis
9. Branch / Business Unit profitability

- Provide financial analysis and recommendations to management.
- Identify financial trends, variances and potential risks.
- Develop dashboards and reports to support business decisions.

Budgeting & Financial Planning

- Lead the annual budgeting and forecasting process.
- Coordinate with various departments for preparation of budgets.
- Monitor actual performance against approved budgets.
- Conduct monthly variance analysis and identify corrective actions.
- Prepare financial projections and business forecasts.
- Support management in evaluating recent business initiatives and investments.

Cash Flow & Treasury Management

- Monitor daily cash position and overall liquidity.
- Prepare and maintain short-term and long-term cash-flow forecasts.
- Ensure adequate funds are available for operational requirements.
- Monitor collections and payment schedules.
- Review and control vendor payments.
- Manage banking relationships and coordinate with banks for finance-related matters.




- Monitor working capital and identify opportunities for improvement.
- Ensure timely bank reconciliations and resolution of outstanding items.

Accounts Receivable & Payable

- Oversee customer receivables and collection processes.
- Monitor ageing of customer balances and ensure timely follow-up.
- Review credit customer limits and outstanding balances.
- Oversee vendor payments and payable ageing.
- Ensure proper vendor reconciliation before payment.
- Review customer, supplier and inter-company reconciliations.
- Identify and reduce overdue receivables and unnecessary working-capital blockage.

GST & Tax Compliance

- Ensure complete and timely compliance with applicable GST, TDS and Income Tax requirements.
- Review GST returns, reconciliations and tax payments.
- Ensure proper GST input tax credit reconciliation.
- Review TDS deductions, payments, returns and certificates.
- Coordinate for Income Tax return preparation and tax assessments.
- Monitor advance tax and other direct-tax obligations.
- Coordinate with external tax consultants and advisors.
- Review tax notices and ensure timely responses.
- Keep management updated on major changes in tax and financial regulations.

Audit Management

- Coordinate with statutory, internal and tax auditors.
- Prepare audit schedules, supporting documents and reconciliations.
- Ensure timely completion of statutory and internal audits.
- Review audit observations and implement corrective actions.
- Ensure proper documentation and maintenance of audit trails.
- Coordinate with auditors, consultants and management for resolution of audit queries.

Internal Controls & Process Improvement

- Develop, implement and monitor strong financial controls.
- Establish finance policies, procedures and SOPs.
- Review authorization and approval processes for purchases, expenses and payments.
- Identify financial risks, control weaknesses and potential leakages.
- Implement processes to reduce errors, fraud risks and financial losses.
- Continuously improve accounting and finance processes through automation and technology.
- Ensure proper segregation of duties within the Finance function.

Cost Control & Profitability

- Monitor operational and administrative expenses.
- Analyse product, department, branch and business-unit profitability.




- Identify cost-saving opportunities.
- Monitor wastage, overheads and other controllable costs.
- Support management in pricing and margin-related decisions.
- Analyse gross margin and contribution margins.
- Recommend corrective actions where profitability is below target.

Inventory & Stock Accounting

- Monitor inventory accounting and valuation.
- Coordinate with Operations / Production / Stores teams for stock reconciliation.
- Review stock adjustments, wastage, damages and variances.
- Support periodic physical stock verification.
- Investigate significant stock variances.
- Ensure proper accounting of inventory movements.

Payroll & Statutory Payments

- Review payroll accounting and salary-related entries.
- Ensure correct accounting of employee benefits and statutory deductions.
- Coordinate with HR for payroll-related finance matters.
- Monitor applicable PF, ESI, Professional Tax, TDS and other statutory obligations.
- Ensure timely payment and reconciliation of statutory liabilities.

Team Management

- Lead and supervise the Finance & Accounts team.
- Allocate responsibilities and monitor deliverables.
- Review the team's accounting and reconciliation work.
- Train and develop team members.
- Establish clear deadlines and performance standards.
- Ensure timely completion of monthly closing, MIS and statutory requirements.
- Promote accuracy, accountability and process discipline within the team.

Experience requirement:

- 8-10 years of experience in of post-qualification experience in Finance & Accounts.
- Experience in the FMCG, Food & Beverage, Bakery, Hospitality, or Retail industry is preferred.
- Strong practical experience in accounting, taxation, financial reporting and audit.
- Strong knowledge of Indian taxation and statutory compliance.
- Experience in managing a Finance & Accounts team.
- Strong analytical, leadership, problem-solving, communication, and decision-making skills
- Proficiency in both verbal and written English

Qualification and Licenses requirement:

- Qualified Chartered Accountant (CA) from the Institute of Chartered Accountants of India (ICAI).
- Strong knowledge of Indian Accounting Standards (Ind AS), GST, TDS, Income Tax, statutory compliance, audit, budgeting, and financial reporting.
- Proficiency in MS Excel and accounting/ERP software such as Tally, SAP, Oracle, Zoho Books, or similar systems.
- Proven experience in financial analysis, cash-flow management, working capital, cost control, and team management.
- Strong analytical, leadership, problem-solving, communication, and decision-making skills..

📌 Finance Manager (CA Qualified) (Kochi)
🏢 Cutie Pie Cakes
📍 Kochi