- What We Expect From You
- Manage the Company's Liquidity Risk and ALM framework, including liquidity monitoring, stress testing, funding concentration assessment, contingency funding planning, and management reporting.

- Lead Capital Risk Management activities, including ICAAP, capital planning, capital adequacy assessment, risk quantification, and stress testing.

- Manage the Risk Appetite Framework (RAF), including monitoring of risk metrics, limits, early warning indicators, breach tracking, and governance reporting.

- Oversee lender covenant monitoring and funding-related risk management, including covenant compliance tracking, covenant headroom analysis, and stakeholder coordination.

- Manage Interest Rate Risk assessments, including sensitivity analysis, stress testing, and monitoring of interest rate exposures.

- Perform enterprise-level Credit Risk assessments, portfolio analytics, concentration risk monitoring, and thematic risk reviews from a second-line risk perspective.

- Support AML and Financial Crime Risk assessments, monitoring, governance, and reporting.

- Develop risk analytics, dashboards, management information systems (MIS), and Board/Committee reporting.

- Support interactions with regulators, auditors, rating agencies, and lenders on risk management matters.

- Drive continuous enhancement of risk frameworks, methodologies, policies, and risk reporting capabilities.

Must Haves

- CA / MBA (Finance) / FRM / CFA or equivalent qualification.

- 4–7 years of experience in Enterprise Risk Management, Financial Risk, ALM, ICAAP, Treasury Risk, Credit Risk Analytics,



or Risk Consulting within Banks, NBFCs, or Financial Institutions.

- Strong understanding of Liquidity Risk, Capital Adequacy, ICAAP, Risk Appetite Frameworks, ALM, Stress Testing, and Financial Risk Management.

- Experience in preparing senior management, Board, regulatory, or rating agency presentations.

- Strong analytical and problem-solving skills with proficiency in Excel; experience with SQL, Python, Tableau, or similar analytical tools will be an added advantage.

- Ability to work independently in a dynamic environment and manage multiple priorities effectively.

What You'll Gain

- Opportunity to work on strategic risk management initiatives with direct exposure to senior leadership.

- End-to-end ownership of key financial risk management frameworks.

- Exposure to Board-level governance, regulatory engagement, capital management, and enterprise-wide risk decision-making.

- A high-impact role within a rapidly growing financial services organization.

Navi is one of the fastest-growing financial services companies in India providing Personal & Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navi's mission is to deliver digital-first financial products that are easy, accessible, and affordable.



Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences.

We are on a mission to make finance simple, accessible and affordable for a billion Indians. Guided by a strong customer-first approach, we are building tech-first solutions that work at scale. Our offerings include a range of financial products and services across Loans, Insurance, Mutual Funds, Digital Gold and UPI.

Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India’s fastest-growing financial services organisations. But we’re just getting started!

Our Culture

At Navi, we’re a place where ambition meets opportunity and ideas turn into impact quickly. We empower people with high ownership from the start, encouraging them to solve meaningful problems and build with excellence. Teams here work in an environment that values speed, collaboration and craftsmanship, while celebrating learning, growth and shared wins along the way.

Whether you’re shaping the future of fintech products or driving innovation behind the scenes, life at Navi means being part of a high-energy, talent-driven workplace where your contributions truly make a difference.

We’re guided by our own operating system - The Navi OS - a set of principles that shape how we work and win together. You can explore them at navi.com/our-values to see what drives us every day.

If this feels like you, Navi is the place to grow, thrive and make a real impact.

📌 Enterprise Risk Management (Bengaluru)
🏢 Navi
📍 Bengaluru