Hiring | Credit Analyst – SME / Wholesale Banking

? Location: Mumbai

? Function: Credit / Risk

? Experience: 4–8 Years

We are looking for an experienced Credit Analyst with strong expertise in SME credit appraisal, risk assessment and portfolio monitoring to join the Credit/Risk team.

? Key Responsibilities

• Prepare Credit Appraisal Notes (CRANs) for existing and new-to-bank SME clients.

- Engage with customers to obtain financial, business and other relevant information required for credit assessment.

• Partner with the business team to evaluate credit terms, risks and appropriate mitigants .

• Monitor loan accounts against the terms and conditions stipulated by the Sanctioning Authority .

• Prepare Monthly / Quarterly Portfolio Monitoring Reports and highlight key risk indicators.

• Identify covenant breaches / non-compliances and escalate them with a clear action plan .





• Conduct unit / customer visits and prepare detailed inspection reports.

• Manage and resolve escalations relating to credit and risk assessments .

? Ideal Candidate

✔️ Experience in SME / Wholesale / Business Banking Credit

✔️ Robust understanding of Credit Appraisal, Financial Analysis & Risk Assessment

✔️ Experience in CRAN preparation and post-sanction monitoring

✔️ Exposure to portfolio monitoring, covenant compliance and customer/unit visits

✔️ Ability to independently interact with Business teams and SME clients

? Interested candidates can share their CV / reach out to discuss the opportunity.

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📌 Credit Analyst (Mumbai)
🏢 The Premier Consultants ( Recruitment Company )
📍 Mumbai