Role & responsibilities

- To underwrite, build and maintain a portfolio of Mass LAP Loan products as per credit policy. • To manage multiple branches.

- Manages subordinate staff in day-to-day performance of their jobs.
- Responsible for overall supervision activities like login, processing, disbursement etc.
- Vendor management and manage all types of training regarding credit, policy and products.

- To review applications with credit verifications, financial, technical and legal analysis and sanctioned proposal within given authority limit
- To underwrite, analysis and recommended proposals to seniors / committee
- To review and closely monitor all MIS regarding portfolio and reporting to management on daily basis.





- Monitoring of portfolio every month with respect to delinquency / losses / fraud for the period underwritten
- Gives Early warning inputs regularly through market, industry and customer level feedback in order to avoid surprise delinquencies.
- Ensure collection of PDD diligently and provides for secure deposit of the same.

Preferred candidate profile No. of years of relevant experience:

Minimum 8 years in Mass LAP Underwriting Experience post qualification

NBFC underwriting experience would be preferred

Any specific specialization/education: CA / MBA FINANCE

📌 Credit Manage - Micro LAP (Dehradun)
🏢 SMFG INDIA CREDIT
📍 Dehradun