Chief Manager-Property Underwriter

Department: Property Underwriting

Designation: Chief Manager

Band: 4

Location: Bangalore

Reporting To: AVP- Property Underwriting

Job Summary

We are seeking a detail-oriented Property Underwriter with 5-7 years of experience in

Commercial Property Insurance. The role involves evaluating and underwriting property and fire risks, determining appropriate pricing and coverage, managing portfolio profitability, and ensuring compliance with underwriting guidelines and regulatory requirements.

Key Roles & Responsibilities

Assess and underwrite Property and Fire insurance risks for new and renewal business.

Evaluate risk exposures, loss history, financial strength, and catastrophe-related risks.

Perform technical pricing and recommend appropriate coverage terms, limits, and deductibles.

Conduct risk evaluation, financial due diligence, and DSCR analysis to support underwriting decisions.

Monitor portfolio performance through loss ratio analysis and exposure management.

Assess natural catastrophe exposures and support portfolio optimization initiatives.

Utilize RMIS, SQL, Power BI, Excel,



and Generative AI tools for analysis and reporting.

Ensure compliance with underwriting guidelines, regulatory requirements, and internal policies.

Collaborate with brokers, clients, claims, actuarial, and risk management teams.

Required Skills

Technical Skills

Property Underwriting

Technical Pricing

Risk Evaluation & Risk Management

Regulatory Compliance

Financial Due Diligence

RMIS

Power BI

Generative AI

Microsoft Excel

Domain Expertise

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Fire & Property Insurance

Natural Catastrophe Risk Assessment

Exposure Management

Loss Ratio Management

Portfolio Optimization

Commercial Lines Insurance

DSCR Analysis

Financial Analysis

Trend Analysis

Competitive Benchmarking

Qualifications

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Bachelor's degree in Insurance, Finance, Risk Management, Business, or a related field.

Minimum 5-7 years of experience in Property Underwriting within Commercial Lines

Insurance.

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Solid analytical, decision-making, and stakeholder management skills.

📌 Chief Manager - Property Underwriting (Bengaluru)
🏢 TATA AIG General Insurance Company
📍 Bengaluru