1. REQUIREMENT TEMPLATE –Payments Testing

No. of positions

20

Prepared by

Account Name

Bank Of Ameica

Service Line

IQE

Must have skills - 2 skills which are non-negotiable

- MT (SWIFT) and MX (ISO 20022) message validation

- SWIFT / ISO Standards

Desirable skills - 1 skill which is nice to have

- Automation in Payments Testing

- Cloud & Microservices

Infosys role

TTL (JL5)

Desired experience range

5+ years hands on Experience

Location(s) where this position can work out of

Hyderabad, Chennai, Pune,

Does this position require working from client office all or some days in the week? If yes pls provide details

Mandatory to come for 3 days a week.

Is remote working allowed

No

Any additional things to be checked

Responsibilities and JD in brief along with additional criteria to be considered (if any):

Payments Testing

- MT (SWIFT) and MX (ISO 20022) message validation

- End-to-end payment flow testing

· Domestic & International Payments

- Cross-border payments

- High-value and low-value payment systems

· SWIFT / ISO Standards

- SWIFT MT message types (e.g., MT103, MT202)

- ISO 20022 MX messages (pain, pacs, camt series)

· Payment Schemes

- RTGS, NEFT, ACH, SEPA, CHAPS

· Regulatory & Compliance

- AML,



Sanctions screening, FATF guidelines

· Core Banking & Payment Gateways

- Integration testing with CBS and payment hubs

· Test Management

- Test planning, execution, defect management

- Tools: Client ALM, JIRA, Zephyr

· Message Validation Tools

- SWIFT simulators, ISO message validators

· Functional Knowledge

- Clearing & Settlement processes

Nostro/Vostro accounts handling

- Automation in Payments Testing

- Tools: Selenium, Postman, SOAP UI

- API testing for payment services

- Cloud & Microservices

- Payments on AWS/Azure platforms

- Performance & Security Testing

- Load testing for payment systems

- PCI DSS compliance checks

- Knowledge of Emerging Payment Methods

- Instant Payments (UPI, Faster Payments)

- Digital wallets, Open Banking APIs

- Data Analysis & Reporting

- SQL for transaction validation

- BI tools for payment analytics

- Knowledge of Payment Standards Evolution

- Migration from MT to MX (ISO 20022 adoption)

- Agile & DevOps Practices

- CI/CD pipelines for payment applications

- Experience with Payment Gateways & Switches

Visa, Client, NPCI integrations

📌 BOFA_IQE_Day0Requirments_Payments Testing _Tosca Automation (India)
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