Purpose of the Job The incumbent will be responsible to ensure that Bank complies with AML regulations and provides necessary support to the Compliance function in monitoring of transactions.

Deliverables

- Closure of alerts with respect to AML
- Recommending STRs on cases fit for STR filing
- To do various transaction monitoring activities
- Preparation and Updation of data for FIU reporting
- Suggesting AML process improvement plans to eliminate gaps
- Ensuring that the Bank complies with RBI regulations and provides necessary support to the Compliance function.
- Review and approve suspicious transactions and ensure quality STR submissions.
- Ensure effective transaction monitoring, customer risk assessment, and ongoing due diligence.
- Maintain AML records, audit trails, and MIS for regulatory inspections.
- Report AML/CFT risks and compliance status to senior management and the Board.
- Responsible for timely completion of ML/TF risk assessment .
- Responsible for customer risk categorization.




- Ensure AML staff is well trained on AML/KYC/CFT guidelines & regulatory awareness across the bank.

Demonstrate
- Drive team productivity, capability building, and performance management.
- In-depth knowledge on PMLA
- Analytical and problem-solving abilities
- Excellent communication skills
- Hands on MS-Excel; SQL would be an added advantage

Decision Level Prime: Final Decision-Making authority, accountable to the Management

1. Closure of AML alerts
2. Conduct trainings on RBI Compliances
3. Process Improvement Plans
4. Reporting and presentations on non- compliances

Shared: Decisions reached jointly with peers on a collective basis

1. Documentation on AML procedures
2. Coordinate with internal auditor

Contributory: Makes a major contribution to a decision or policy judgment reached by others

1. Guidance to staff and various team members on AML related issues.

📌 AML Officer (Gurugram)
🏢 Airtel Payments Bank
📍 Gurugram