Credit Underwriting Management
Ensure timely and policy-compliant credit decisions across assigned branches.
Support branch teams in evaluating proposals and managing turnaround time.
Address audit and compliance observations and coordinate with collections for recovery actions
Process Improvements
Identify and implement local process enhancements to improve efficiency and reduce manual work.
Support adoption of digital tools and workflows at the branch level.
Portfolio Management
Monitor bounce rates and early delinquencies using MIS dashboards.
Implement corrective actions for high-risk accounts and support portfolio quality improvement
Business Growth
Collaborate with sales and channel partners to support disbursement targets.
Ensure smooth credit operations through regular engagement with stakeholders
Team Development
Train and mentor branch credit officers to strengthen underwriting and compliance.
Promote consistent execution of credit policies and support talent development.
📌 Area Credit Manager Credit Retail Secured Delhi
🏢 Aditya Birla Capital
📍 Delhi
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