Job Role
Sales Officer – Retail & MSME Loans
Drive business acquisition for Home Loans, Loan Against Property (LAP), Personal Loans, and MSME Loans.
Generate business through direct customers, cold calling, open-market sourcing, digital leads, and partner networks.
Build and expand a robust network of DSAs, sub-DSAs, loan agents, financial connectors, property dealers, real estate brokers, CAs, and independent financial advisors.
Identify customer requirements and recommend suitable loan products based on their financial profile.
Manage the complete loan process from lead generation and document collection to login, approval, and final disbursement.
Coordinate with customers, partner banks/NBFCs, credit teams, legal and technical teams, and DSAs for smooth processing.
Actively follow up on pending documents, credit queries, property verification, and other requirements to ensure timely disbursement.

Key Responsibilities Client Profiling & Sales:




Understand customer financial requirements and recommend suitable loan products.
Check basic eligibility parameters such as income, property type, and salary structure.
Explain loan terms and address initial rate-of-interest and product-related concerns.
Generate and convert leads through cold calling, open-market sourcing, databases, and digital leads.
Follow up with prospective customers to maximise conversions.

Document Collection & Verification
Collect complete customer document kits, including:
KYC documents
Income Tax Returns
Salary slips
Property documents
12-month bank statements
Ensure documents are complete and properly arranged before loan login.
Maintain accurate records and track pending documentation.

📌 Sales Officer Home Loans &lap Delhi
🏢 JobTrade
📍 Delhi