POSITION DESCRIPTION

JOB TITLE Disposal Manager-Collections Retail GRADE M

DEPARTMENT SOUTH COLLECTIONS RETAIL LOCATION #Current Office Location#

SUB-DEPARTMENT NA TYPE OF POSITION Full time

REPORTS TO #Reporting Designation# REPORTING INTO NA

ROLE PURPOSE & OBJECTIVE

We are seeking a highly skilled and experienced qualified to lead the disposal operations within the South Collections Retail department at Ujjivan Small Finance Bank. This role demands a strategic thinker with a robust background in managing asset recovery and disposal processes in the banking sector. The ideal candidate will be responsible for overseeing the end-to-end disposal of non-performing assets, ensuring compliance with regulatory standards, optimizing recovery rates, and collaborating closely with cross-functional teams to support the bank's financial health and customer service objectives. This position requires a proactive leader capable of driving process improvements, managing vendor relationships, and maintaining accurate records to support audit and reporting requirements.

SIZE OF THE ROLE





FINANCIAL SIZE NON-FINANCIAL SIZE

Not Applicable Not Applicable

Key Duties And Responsibilities Of The Role

Develop and implement comprehensive disposal strategies for non-performing assets within the South Collections Retail portfolio to maximize recovery and minimize losses.
Coordinate with internal collections teams and external vendors to ensure timely and compliant disposal of assets in accordance with regulatory guidelines and bank policies.
Monitor and analyze disposal performance metrics, preparing detailed reports for senior management to inform decision-making and strategy adjustments.
Ensure strict adherence to legal and regulatory requirements related to asset disposal, including documentation, approvals, and audit readiness.
Lead negotiations with third-party agencies and buyers to secure favorable terms and optimize asset recovery values.
Collaborate with risk manageme

📌 Disposal Manager Collection Retail Bangalore Bengaluru
🏢 Ujjivan Small Finance Bank
📍 Bengaluru