Job Description

Role Purpose

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To develop and maintain collection scorecards, segments for portfolio intervention, and transaction-level authorization strategies and oversee implementation of credit & fraud decision engine deployment for the organization.

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Role Accountability

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Develop customized collection scorecards for each assigned delinquency stage
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Develop self-cure models for customized collection interventions & cost control
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Develop micro-segments for effective portfolio interventions & to maintain acquisition quality
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Develop transaction-level scorecards as input to the authorization strategy and cross-sell qualification
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Develop application fraud prevention scorecard
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Develop propensity models for offering hardship programs
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Develop customized acquisition scorecards for assigned segments.
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Develop customized behavior scorecards for each assigned segment.
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Maintain inventory of assigned models
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Automate & ensure model deployment either in credit & fraud decision engines or turbine/data lake
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Measures of Success

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Ensure the timely development of the models as per plan
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Model efficacy in terms of consistency & reliability
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KS, Gini - Model performance metrics
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PSI - Model stability metric
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Out of time validation
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Process Adherence as per MOU
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Technical Skills / Experience / Certifications

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Valuable knowledge of Big Data/R/Python/SaS/Hadoop

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Competencies critical to the role

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Analytical ability and problem solving

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Qualification

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Master’s degree in related field

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Preferred Industry

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FSI / Any

📌 Senior Manager Credit Modelling Gurugram (India)
🏢 Sbi Card
📍 India