Role & responsibilities

- Generate business for our Retail credit facility (SSS)
- Develop and maintain relationships with dealers, contractors, builders, infrastructure companies, and fleet owners.
- Visit customers and understand their requirements, business profile, cash flows, and financing needs.
- Explain loan products, interest rates, repayment structures, documentation, and other terms to customers.
- Prepare and submit loan proposals in accordance with the organization's credit policies.
- Coordinate with credit, operations, legal, valuation, documentation, and collections teams for timely processing and disbursement.
- Conduct customer and business assessments, including income, banking transactions, existing loans, repayment capacity, and business stability.
- Ensure proper collection and verification of KYC and financial documents.
- Achieve monthly/quarterly targets for disbursement, customer acquisition, portfolio growth, and revenue.
- Monitor portfolio quality and follow up on overdue accounts in coordination with the collections team.
- Ensure compliance with company policies, regulatory requirements, and credit guidelines.
- Maintain accurate customer records, sales reports, and pipeline information.

Key Performance Indicators (KPIs)

- Monthly equipment finance disbursement
- Lead-to-disbursement conversion
- Portfolio growth




- Collection efficiency / delinquency levels
- Revenue / yield generated
- Turnaround time for customer proposals

Required Skills

- Good knowledge of construction equipment finance and lending products
- Solid sales and relationship-management skills
- Basic understanding of financial statements, banking transactions, and credit assessment
- Good knowledge of local construction/equipment markets
- Dealer and channel-management skills
- Strong communication and presentation skills
- Ability to conduct extensive field visits
- Target-oriented approach
- Good coordination with internal credit and operations teams

Typical Qualifications & Experience

- Graduate degree in Commerce, Business Administration, Finance, Marketing, or a related field
- Typically 26 years of experience in equipment finance, commercial vehicle finance, retail lending, SME lending, or NBFC/banking sales.
- Experience working with construction equipment dealers or OEMs is an advantage.

Preferred candidate profile

Locations Open : Navi Mumbai, Pune, Indore/ Jabalpur, Jaipur, Delhi NCR , Kolkata & Bhubaneswar

Must Experience on equipment finance, commercial vehicle finance, retail lending, SME lending, or NBFC/banking sales.

Experience working with construction equipment dealers or OEMs is an advantage.

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