Key Responsibilities:

Lead area underwriting (home loans/LAP and othersecured retail products as applicable) within DOA.

Review CAMs, financials, banking surrogates, andcollateral; conduct field visits for high risk cases.

Ensure TAT adherence and reduce reworks throughcoaching and first time right checks.

Monitor early delinquency/quality of approvedportfolio; provide feedback to sales and policy teams.

Drive PDD/deferral closure within SLA; ensuremakerchecker controls and sample QC audits.

Coordinate with legal/technical/ops for smoothsanction to disbursement andrisk mitigation.

Maintain audit readiness and close observations ontime; train team on policy changes.

Skills Required:

Robust analyticaland financial evaluation skills.





Knowledge ofretail credit and secure lending products.

Leadership andteam coaching ability.

Processorientation and compliance focus.

Educational Qualifications and Experience:

Graduate /Post-Graduate in Finance, Commerce, or related field.

4-7 years incredit appraisal/underwriting with team handling experience.

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Area Credit Manager (Chennai)
🏢 IIFL home finance
📍 Chennai