Job Title

RM - TIFG-WC

Business Unit

Infrastructure Finance

Reporting To

Unit Head - TIFG-WC / Team Leader - TIFG-WC

Job Function and Role Type

Sales, Individual Contributor, Moderate Travel Required

Version No

2.0

Job Purpose

Achieve overall business targets on volumes and profitability for NTB customers in Infrastructure Finance. Ensure portfolio growth and management aligned with business objectives.

Key Responsibilities

Asset Growth

Identify and scope clients for asset growth.

Ensure year-on-year asset growth as per targets.

Acquire new customers to increase the asset book.

Monitor portfolio performance using ALM, Tableau, and MIS.

Core Income

Plan and achieve income targets annually.

Monitor portfolio to meet monthly revenue plans.

Maximize revenue through tailored product offerings.

Ensure growth in fee and NFB income lines.

Liability

Ensure Liability responsibilities are completed.

Key Objectives

Meet key objectives set by senior management.

Promote cross-sell of bank products and branch business.

Achieve PSL/Agri targets for the portfolio.

Engage customers in digital banking initiatives.

Qualitative Objectives

Build relationships with internal and external customers.

Track client calls and ensure CRM updates.

Mentor and motivate team members to achieve targets.

Monitor market trends and competition.

Housekeeping

Achieve liability growth aligned with asset growth.

Act as the bank's representative for all customer needs.

Collaborate with branch channels for product delivery.

Maintain a healthy portfolio with proper housekeeping.





Ensure timely resolution of NPAs and write-offs.

Manage CAM renewals and ensure compliance with guidelines.

Education:

CA, PGDM/MBA, or Engineering from a reputed institute.

Certifications:

AMFI, NCFM, CAIIB (optional).

Key Competencies

Robust communication, financial management, selling skills, time management, problem-solving.

Major Stakeholders

Customers, Credit and Policy, Operations, Product Team, Retail Branch Banking, Trade/Forex/Treasury/Salary/Digital Teams.

About HDFC Bank

HDFC Bank is one of India’s leading private banks. The Housing Development Finance Corporation Limited or HDFC Ltd was among the first financial institutions in India to receive an “in principle” approval from the Reserve Bank of India (RBI) to set up a bank in the private sector. This was done as part of RBI’s policy for liberalization of the Indian banking industry in 1994. HDFC Bank was incorporated in August 1994 in the name of HDFC Bank Limited, with its registered office in Mumbai, India. The bank commenced operations as a Scheduled Commercial Bank in January 1995. As of March 31, 2026, the Bank’s distribution network was at 9,689 branches and 21,172 ATMs across 4,175 cities / towns as against 9,455 branches and 21,139 ATMs across 4,150 cities / towns as of March 31, 2025. 50% of the branches are in semi-urban and rural areas. In addition, the Bank has 14,400 business correspondents, which are primarily manned by Common Service Centres (CSC). The Bank’s international operations comprise five branch

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📌 RM-TIFG-WC (India)
🏢 HDFC Bank
📍 India