Role & responsibilities

Key Responsibilities

- Sales
- Ensure Sales responsibilities are completed.
- Managing Classic Portfolio
- Manage benchmark customer numbers in the portfolio.
- Group customers with family members for enhanced relationships.
- Achieve income-generating product benchmarks.
- Enhance customer group profitability and wallet size.
- Update CRM with detailed customer interactions.

Customer Services

- Deliver quality customer service and resolve complaints within TAT.
- Promote direct banking channels and assist customers.
- Ensure timely account opening and customer communication.
- Operations
- Maintain daily sales reports.
- Ensure quality acquisition of savings and current accounts.
- Cross-sell products like Demat, Bill Pay, and Advisory.
- Monitor large account movements and prevent attrition.
- Promote third-party products like MF, Insurance,



and Bonds.
- Ensure error-free documentation for account opening and instructions.
- Adhere to KYC norms and maintain 5-S standards.
- Manage locker operations and standing instructions.
- Update CRM for asset leads and weed-out database.

Education:

Graduation required; Post-graduation preferred.

Certifications:

NISM V-A Certification, IRDA Certification, GI Certification.

Key Competencies

Sales and influencing skills, banking product knowledge, planning and organizing, communication, knowledge of competition.

Major Stakeholders

Customers, Branch Banking Team, Operations, Insurance CAM, MF Fund Houses, HSL Personnel.

📌 Personal Banker Classic -(portfolio handling & sales / no ops) Kolkata
🏢 HDFC Bank
📍 Kolkata