Job Description

A seasoned technology audit leader with deep payments/core banking domain knowledge, strong regulatory awareness, proven people management skills, and the ability to influence at the most senior levels (Board, C-suite, Regulators).

n

n

1. Experience & Seniority

n

n
- 18+ years of senior-level skilled experience.
n
- Deep expertise in payments and core banking technology controls , risk management , and assurance .
n
- Proven experience in large financial institutions (preferred).
n

n

2. Technical Expertise (Must-Have Knowledge)

n

n
- Payments & Core Banking Technologies :
n
- Payments processing & orchestration
n
- Core banking systems
n
- Real-time payment systems
n
- SWIFT infrastructure & financial messaging
n
- API & integration services
n
- Middleware, ESB, and messaging infrastructure
n
- Open Banking & API ecosystems
n
- Cloud-based payment services
n
- Digital workflow systems supporting core banking/payments
n
- Data Analytics :
n
- Proficiency in Python and SQL for audit testing and automation.
n
- Risk & Control Frameworks :
n
- Technology risk management
n
- Control design and effectiveness assessment
n
- Regulatory expectations (MAS, PRA, FCA)
n

n

3. Leadership & Stakeholder Management

n

n
- Proven ability to lead and manage Senior Audit Managers and teams.
n
- Experience engaging with:
n
- CIO, CTO, and payments/core banking leaders
n
- Board Audit Committees
n
- Regulators and external reviewers
n
- Ability to act as a trusted advisor and provide independent,



forward-looking assurance.
n

n

4. Audit & Assurance Skills

n

n
- End-to-end audit delivery (planning, execution, reporting).
n
- Strong understanding of IIA standards and internal audit methodology .
n
- Experience in Board and Audit Committee reporting .
n
- Ability to identify emerging risks (e.g., cloud adoption, instant payments, open banking).
n

n

5. Soft Skills & Behaviours

n

n
- Excellent written and verbal communication – can explain complex risks to non-technical stakeholders.
n
- Confident and courageous – able to raise concerns professionally.
n
- Proactive, self-directed , and able to work with minimal supervision.
n
- Strong collaboration skills in a global team environment.
n

n

6. Education & Certifications

n

n
- Degree in Computer Science, Information Systems, Computer Engineering, or related field.
n
- Preferred certifications :
n
- CISA, CISM, CISSP, CRISC, CCSP (desirable)
n
- Accredited Payments Risk Professional or expertise in SWIFT, ISO 20022, real-time payments, or card processing.
n

n

7. Regulatory & Conduct Expectations

n

n
- Deep understanding of MAS, PRA, FCA regulatory requirements.
n
- Commitment to high ethical standards , Group Values , and Code of Conduct .
n

n

8. Budget & Resource Management

n

n
- Experience managing audit delivery within allocated budgets .
n
- Drive cost optimisation and productivity improvements .
n
- Leverage automation and data analytics to improve efficiency.
n

n

📌 Audit Director - Payments Core Banking (Bengaluru)
🏢 Investment Banking
📍 Bengaluru