Core Role & Objective
Title: Credit Commercial (Junior/Entry-Level Underwriter)
Primary Function: Evaluate commercial loan proposals (specifically Commercial Vehicles and Construction Equipment), analyze borrower finances/risks, draft recommendation notes, and monitor portfolio quality to maintain low delinquency.

Must-Have Candidate Criteria
Education: MBA or M.Com degree with a minimum 60% aggregate and no active arrears.
Experience: 0 to 2 years of relevant experience (open to freshers with robust academic credentials).
Domain Knowledge: Understanding of retail credit policies, financial statement analysis, income assessment (with or without formal financials), and asset viability for Commercial Vehicles (CV) and Construction Equipment (CE).

Key Sourcing Keywords
Credit Appraisal, Loan Underwriting, CV/CE Loans, Financial Statement Analysis, Income Assessment, Portfolio Quality, MIS Reporting, Retail Credit Policy.

Ideal Behavioral Traits
Robust attention to detail, high integrity, ability to work under tight turnaround times (TATs), and solid internal stakeholder coordination skills.

📌 Credit Analyst / Underwriter Commercial Loans Cv & Ce Chennai
🏢 Saaki Argus And Averil Consulting
📍 Chennai