The key responsibilities of the role will be as follows:
Assessment of credit worthiness of potential customers. Structuring & customizing the products to suit the customer’s requirements keeping in mind the risk profile, cash flows and security. Preparing detailed credit appraisal memo to Approving authorities and ability to handle proposals individually and defend in the
Work closely with the Business Team.
Responsible for the end-to-end monitoring of the portfolio
Gradually move into the role of team handling for credit managers.
Ensuring regulatory compliance of the proposal with internal and external guidelines/requirements.
Coordinating with CMT for portfolio monitoring, EWS, Compliance and other reporting.

Candidate Profile
Preferably 10 years of experience in Banks / NBFCs in a Credit role
Valuable analytical & managerial skills.
Positive Communication and proposal writing Skills.

Key Skills
Credit underwriting
Credit appraisals
Risk profiles

📌 Credit Manager Ard Wholesale Credit Mumbai
🏢 Kotak Mahindra Bank
📍 Mumbai