Responsible for end-to-end risk oversight covering risk reviews, product/process approvals, controls tracking and governance implementation. The incumbent will also drive risk system implementation and automation initiatives to strengthen the ORM framework across the bank.
Review of products/services/processes from risk perspective and recommend controls/mitigations.
Partner with Business, Operations, Compliance, IT & Audit teams for end-to-end risk assessments.
Conduct Risk & Control Assessments; identify and monitor key controls.
Drive system implementation of risk governance frameworks which includes Product/process approvals, RCSA, loss event capture, KRI monitoring, and issue tracking, etc.
Drive and maintain governance dashboards and MIS.
Evaluate operational risks in outsourcing, engagements of clients and partners.
Assess Root Cause Analysis (RCA) of risk events and track corrective/preventive actions.




Promote a solid control culture through training, awareness, and policy adherence.
Excellent communication and stakeholder management skills.
Solid understanding of banking products, operations and regulatory requirements.
Hands-on experience in risk assessment frameworks such as RCSA, KRI, and loss reporting, etc.
Familiarity with risk management systems/tools or automation of risk processes.
Analytical mindset, attention to detail, and ability to challenge business assumptions & considerations.
Proficient in Microsoft Office Applications and solid MS word, excel and power-point skills required.
5+ years of experience in Operational Risk, Internal Control or Process Review with bank or NBFC.
Certifications such as FRM, ORM, PRM will be added advantage.

📌 Senior Manager Operational Risk Product & Process Governance Navi Mumbai
🏢 Fino Payments Bank
📍 Navi Mumbai