The key responsibilities of the role will be as follows:
Assessment of credit worthiness of potential customers. Structuring &
customizing the products to suit the customer’s requirements keeping in mind
the risk profile, cash flows and security. Preparing detailed credit
appraisal memo to Approving authorities and ability to handle proposals
individually and defend in the
Work closely with the Business Team.
Responsible for the end-to-end monitoring of the portfolio
Gradually move into the role of team handling for credit managers.
Ensuring regulatory compliance of the proposal with internal and external
guidelines/requirements.
Coordinating with CMT for portfolio monitoring, EWS, Compliance and other
reporting.
Candidate Profile
Preferably 10 years of experience in Banks / NBFCs in a Credit role
Positive analytical & managerial skills.
Valuable Communication and proposal writing Skills.