Job Purpose:

The role holder has the responsibility to administer bank's lending process, from evaluating clients creditworthiness to approving or rejecting loan requests. It entails the responsibility of creating credit scoring models, setting loan terms and determining interest rates. The role holder has to partner with credit systems support team to implement key credit policy criteria in relevant credit acceptance & evaluation systems.

Roles & Responsibilities:

- Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions
- Research and evaluate clients creditworthiness
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates, negotiate loan terms with clients
- Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market workplace or portfolio performance
- Develop,



review and update bank’s credit policies
- Follow up with clients to manage debt settlements and loan renewals
- Create credit scoring models for risk assessment
- Assure adherence to the guidelines set by the bank
- Maintaining records of all bank loans, monitor loan payments and bad debts.
- Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control
- Capture and share best- practice knowledge amongst the team

If this excites you do send us the following at email address [email protected]

- Word Format CV
- Internal HR Designation
- Current Annual Fixed Salary
- Expected Annual Fixed Salary
- Notice Period

If you are not looking for a change relevant references would be welcome. ______

Thanks & Regards

Pournima Das

Recruitment Executive,

Amogh Recruitment Solutions Pvt Ltd.

(A div of Amogh Software Solutions Pvt Ltd)

Borivali, Mumbai – 400066

E-mail: [email protected]

📌 Credit Manager- Financial Institution Risk (FIG)- Mumbai
🏢 Amogh Software Solutions
📍 Mumbai