Minimum Qualification : MBA -Marketing

Prior Experience : 8-12 years B2b sales, Credit rating agency, fin tech, banks, meeting CFO, CXO, rating advisors, financial product, research product, financial products, fund raising, credit rating- first priority

Location : Chennai, Ahmedabad, Kolkata, Mumbai, Bangalore

Salary Band : As per industry standards

Other Benefits : Sales Incentives, Family Health Insurance, Accident & Term Life Insurance

:

1. Rating Criteria Development

- Develop and refine rating criteria, methodologies, analytical frameworks and sector-specific rating approaches.
- Translate credit risk concepts into clearly defined analytical parameters, rating factors, benchmarks and evaluation frameworks.
- Review existing criteria periodically to assess their continued relevance and effectiveness.
- Identify areas where existing methodologies require clarification, recalibration or enhancement based on market developments and analytical experience.

2. Research and Analytical Support

- Undertake detailed research on sectors, industries, financial metrics, business risk factors and emerging credit risks relevant to rating methodologies.
- Analyse historical rating performance, defaults, migrations, recoveries and other relevant empirical data.
- Conduct quantitative and qualitative analysis to support development or modification of rating criteria.
- Evaluate the relationship between financial and non-financial risk indicators and observed credit outcomes.

3. Back-testing and Validation

- Assist in designing and conducting back-testing and validation exercises for existing and proposed rating criteria.
- Analyse rating transitions, default behaviour, discriminatory power and consistency of criteria across rating categories.
- Identify exceptions, outliers and areas where methodology outcomes warrant further investigation.




- Document findings and recommend suitable refinements to criteria or analytical guidance.

4. Benchmarking and Market Review

- Monitor rating methodologies and analytical practices adopted by domestic and international Credit Rating Agencies.
- Benchmark the Agency's criteria against relevant regulatory guidance, industry practices and academic or empirical research.
- Track developments in credit markets, regulatory frameworks, accounting standards and sector dynamics that may affect rating methodologies.

5. Criteria Documentation

- Draft and update rating criteria documents, methodology papers, guidance notes, FAQs and internal analytical manuals.
- Ensure criteria documents clearly articulate:
- - key rating factors;
- analytical approach;
- financial and qualitative parameters;
- treatment of exceptional circumstances;
- limitations and assumptions; and
- circumstances warranting analytical judgement.

- Maintain appropriate documentation and audit trail for changes to rating criteria.

6. Regulatory and Governance Support

- Support adherence of rating criteria and methodology processes to applicable SEBI regulations, circulars, master circulars and other regulatory requirements applicable to Credit Rating Agencies.
- Assist in preparing documentation and analytical responses relating to rating criteria for regulatory inspections, internal audits and governance committees.




- Support preparation of agenda notes and analytical papers for review or approval of criteria by appropriate internal committees.

7. Consistency of Rating Application

- Work with rating teams to understand practical challenges in application of criteria.
- Review analytical queries and recurring interpretation issues to determine whether criteria or guidance require clarification.
- Support initiatives aimed at improving consistency of criteria application across sectors, teams and rating committees.
- Analyse rating cases, where required, to assess whether methodology outcomes are aligned with the intended analytical framework.

8. Knowledge Management and Training

- Develop analytical notes, case studies and training material relating to rating methodologies.
- Conduct or support internal knowledge-sharing sessions on new or revised criteria.
- Maintain a repository of methodology-related research, benchmarking and supporting empirical analysis.

Key Deliverables

- New and revised rating criteria / methodology documents.
- Periodic criteria review and validation reports.
- Back-testing and rating performance analysis.
- Industry and peer methodology benchmarking studies.
- Analytical research notes and discussion papers.
- Regulatory and internal governance submissions relating to rating criteria.
- Guidance notes and training material for rating analysts.

Remarks : New business origination in financial sector segment Increase Acuite''''''''''''''''s market share in Financial Sector Conduct high impact meeting and negotiations with CXOs of companies Build and maintain strong senior level connects with lead arrangers, influencers and bankers Provide market feedback to the company leadership regarding competition Adopt a skilled and knowledgeable approach to each new business call

📌 2. AVP/VP- Corporate Ratings (Chennai)
🏢 Acuité Ratings u0026 Research
📍 Chennai