10 Sep
|
Jio Finance
|
New Delhi
10 Sep
Jio Finance
New Delhi
Job Title- Sales Manager Prime LAP (Loan Against Property)
Location- Delhi
Department
Retail Lending Secured Business (Prime LAP)
About the Company
Jio Credit Limited is the NBFC arm of the Reliance Group, offering a wide range of financial products including personal loans, business loans, and secured lending products like Loan Against Property (LAP).
Role Purpose
To drive sourcing, acquisition, and portfolio growth of Prime LAP customers through DSA/channel partners, connectors, and direct sales channels while ensuring credit quality and compliance.
Key Responsibilities
Business Development & Sales
Achieve monthly/quarterly sales targets for Prime LAP.
Source high-quality LAP cases through DSAs, connectors, builders, and open market.
Develop and manage channel partner network for consistent lead flow.
Identify new business opportunities in the local market.
Channel Management
Recruit, onboard, and activate DSAs/channel partners.
Conduct regular partner meetings and training sessions.
Monitor partner productivity and profitability.
Ensure partners adhere to compliance and process guidelines.
Customer Acquisition & Relationship Management
Guide customers through LAP product offerings and eligibility.
Maintain strong relationships with key customers and influencers.
Ensure smooth coordination between credit, legal, and operations teams.
Credit & Process Management
Maintain portfolio quality as per company benchmarks.
Ensure proper documentation and adherence to KYC norms.
Coordinate with credit team for faster sanction and disbursement.
Monitor delinquency and support collections if required.
Market Intelligence
Track competitor LAP offerings (rates, LTV, TAT).
Provide feedback to product team for market alignment.
Analyze local property trends and customer profiles.
Key Performance Indicators (KPIs)
Disbursement volumes (Prime LAP)
Revenue & yield targets
Portfolio quality (DPD, delinquency)
Channel productivity
Turnaround Time (TAT)
Eligibility Criteria
Education
Graduate/Postgraduate (MBA preferred)
Experience
5 to 8 years in secured lending (LAP/Home Loan)
Solid DSA/channel handling experience
Prior experience in Prime/LAP segment preferred
Required Skills
Robust sales & negotiation skills
Positive understanding of property valuation & secured lending
Channel management expertise
Target-driven mindset
📌 Walk In Sales Manager Lap New Delhi
🏢 Jio Finance
📍 New Delhi