Key highlights of the role are listed below (purely indicative and not limiting):
This position would include the mentioned set of responsibilities but not limited to:
• Underwrite corporate card applications which includes interpreting and analyzing financial statements, understanding and having an informed view of the borrower’s credit facilities, interpreting the CIBIL and CMR reports amongst others
• Should have good understanding on legal aspects of documentation requirements w.r.t application form, board resolution, undertakings, auto-debit mandates etc.
• Should be able to decision correctly and properly in terms of assigning corporate card limits balancing risk management norms along-with facilitating adequate corporate spends.
• Should be able to mentor and coach team-members to help improve the quality of approval notes and the team’s ability to correctly analyze financial information
• Should be able to effectively and with clarity address queries from sales Teams and should work towards minimizing the same




• Underwrite corporate card applications through a holistic approach involving taking a 360degree view of the corporate including the industry in which it operates, news & updates related to the corporate and any information which is discernible through social media
• Should working towards clearing pendency’s without compromising on quality
• Should also be able to contribute in improving and further building of MIS and dashboarding pertaining to corporate card underwriting.

Applicants should possess the following attributes:
• Experience in underwriting at a manager level position in unsecured lending (cards/PL) in corporate underwriting.
• Positive understanding of interpreting / analysis of financial statements and treatment of various line items appearing in the balance sheet and P&L; and supporting schedules
• Has worked extensively in the corporate lending space and has the ability to read the fine print in financial statements. Would be an added ad

📌 Manager/Deputy Manager (Mumbai)
🏢 BOBCARD
📍 Mumbai