Key Responsibilities
Risk Monitoring & Reporting
- Prepare product-level risk decks, analyzing performance against key risk metrics and benchmarks.
- Track early bucket bounces and flow rates; provide actionable insights to credit and business teams.
- Perform portfolio reviews focused on delinquency reports and Early Warning System (EWS) alerts.
- Recommend portfolio interventions and resolution strategies to maintain and improve asset quality.

Policy & Analysis
- Conduct hind-sighting reviews to assess credit policy implementation effectiveness.
- Provide feedback or initiate amendments to credit policies based on analytical insights.
- Perform 'Credit Through The Door' analysis to guide business teams in correcting variance.
- Analyze and interpret macro and micro-level data movements to understand systemic risks.

Real-Time Risk Actions
- Monitor high-value cases in real-time and recommend preventive measures.
- Collaborate with Finance and Credit teams on Expected Credit Loss (ECL) model building, review, and alignment.

📌 Chief Manager (Chennai)
🏢 TVS Credit Services
📍 Chennai