Key Responsibilities
- Assess and underwrite loan applications for LAP, MSME, and other secured lending products.
- Conduct Personal Discussions (PD) and field visits to evaluate customer profile, business stability, and repayment capacity.
- Analyze financial statements, bank statements, income documents, and credit bureau reports.
- Review legal, technical, and valuation reports for loan approval.
- Coordinate with Sales, Operations, Legal, and Technical teams for smooth loan processing and disbursement.
- Ensure compliance with internal credit policies and regulatory guidelines.
- Monitor portfolio quality and recommend risk mitigation measures.
- Maintain turnaround time (TAT) and support achievement of branch business goals.
- Assist in audits, inspections,



and compliance-related activities.

Eligibility
- Graduate/Postgraduate in Finance, Commerce, or Business Administration.
- 3–8 years of experience in Credit Underwriting for LAP, MSME, Mortgage, or Secured Lending products in NBFCs, Banks, or HFCs.

Key Skills
- Credit Appraisal & Underwriting
- Financial Analysis
- Personal Discussion (PD)
- Risk Assessment
- LAP/MSME Credit Evaluation
- Banking & Income Assessment
- Portfolio Quality Management
- Stakeholder Management
- Regulatory Compliance

📌 Territory Credit Manager (Delhi)
🏢 Rayana Events
📍 Delhi