We are seeking an experienced compliance qualified with deep expertise in the fintech and payments ecosystem, specifically focusing on Payment Aggregators (PA). In this role, you will be the anchor for interpreting regulatory frameworks and ensuring that our business strategy, product features, and operational workflows align seamlessly with RBI, NPCI, and NBBL (BBPS) guidelines.
You will act as a strategic partner to our product and business teams, enabling high-velocity growth within safe regulatory guardrails.
Regulatory Interpretation & Process Evaluation
- Act as the Subject Matter Expert (SME) for product and business teams, providing actionable impact assessments on new circulars, notifications, and guidelines issued by the RBI, NPCI and NBBL.
- Review and vet new and existing products, features, customer journeys, and operational workflows to ensure end-to-end alignment with the regulations.
- Evaluate and review policies, processes, procedures & practices from Compliance standpoint.
Implementation and monitoring of Manuals/ Policies/SoP and T&C; of the Company and updating the same from time to time.
Audit, Risk & Compliance Testing
- Design and execute periodic, robust compliance testing frameworks to proactively identify and mitigate gaps in operational processes.
- Oversee and manage regulatory inspections, internal/external compliance audits, and supervisory reviews. Ensure timely closure of all audit observations and action points.
Regulatory Reporting & Stakeholder Management
- Manage and streamline all periodic regulatory reporting obligations, maintaining meticulous documentation and reporting compliance updates to senior stakeholders.
- Prepare and submit formal regulatory correspondence and represent the compliance function in discussions with external regulatory bodies and internal cross-functional teams.
What We Are Looking For
Experience & Education
Overall Experience: Minimum 6 To 8 years of post-qualification experience within a Bank,