This is regarding opening with a leading Pvt Bank as a Senior Managr/AVP Credit -Small Medium Enterprise (Wholesale Banking)

Designation: Senior Managr/AVP Credit -Small Medium Enterprise (Wholesale Banking)

Experience: 2 to 8 yearsExp

Education: CA or MBA

Location: Mumbai

Job Role

- Credit Evaluation Conduct detailed financial and credit analysis of SME loan proposals.
- Review Balance Sheet, P&L;, Cash Flow, bank statements and financial ratios .
- Assess repayment capacity and overall financial health of the borrower.
- Credit Appraisal Notes (CRANs) Prepare detailed Credit Appraisal Notes / Credit Memos for current and existing SME customers.
- Present the customer's business profile, financial analysis, risks, mitigants, proposed limits and terms.




- Coordinate with business teams for additional information required for credit assessment.
- Risk Assessment Evaluate borrower risk, industry risk and business performance .
- Check compliance with the bank's credit policy, sanction terms and risk appetite .
- Identify potential red flags and recommend appropriate risk mitigants

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📌 Senior Managr/AVP Credit -Small Medium Enterprise (Wholesale Banking) - Bank- Mumbai
🏢 The Premier Consultants ( Recruitment Company )
📍 Mumbai